What you have to reveal at an accident scene

What you have to reveal at an accident scene

You've just been involved in a fender bender. Police are on the way. Meanwhile, what information do you have to exchange with the other driver? That answer varies by state. In Florida, for instance, state law requires drivers to share name, address, contact details, driver's license number, license plate number and auto insurance information. In New York it's more of the same, plus if the driver's name is different from the name on the insurance card or registration, you're supposed to provide the name of the person who owns the car or who holds the insurance policy. In California you're supposed to show your driver's license, vehicle registration card, evidence of financial responsibility and current address to the other driver or persons involved. car accident information exchangeBut state laws can defy common sense. Is it really wise to hand a stranger your driver's license in this age of identity theft? "First of all, nobody says you even have to get out of your car in the middle of the road with cars buzzing all around you and put your life at risk and potentially be assaulted or carjacked," says Robert Siciliano, an identity theft expert with McAfee. He says in the commotion of an accident scene, caution is often thrown out the window. People can get into heated arguments over who is at fault, or a rear-end collision could be a scam to steal your personal information.

Online Auto Insurance

Online Auto Insurance

The best way to find low cost, quality coverage is to obtain free quotes from multiple Florida auto insurance companies in order to find out which company will offer the lowest rates. OnlineAutoInsurance.com allows shoppers to compare rates in Florida with one simple process. Whether they are looking for "full coverage" or just "liability coverage" , motorists can obtain the cost of premiums instantly and easily from top companies such as Drive from Progressive, AIG, Unitrin and more. This can be extremely useful in helping individuals locate the right policy from a reliable provider at a price they can afford. More about Florida Auto Insurance: Great seal of the state of FloridaIf a vehicle with four wheels or more is being registered, it must be insured by a company licensed by the Florida Department of Insurance. Failure to buy Florida auto insurance and maintain coverage on vehicles can lead to having driving privileges suspended and/or having a car's tags and registration suspended for up to three years or until proof of a valid Florida automobile policy is presented. Additionally, one may be fined anywhere from $150 up to $500. That's why OnlineAutoInsurance.com is here to assist Floridians with their coverage needs and to help them find cheap FL car insurance rates. Florida's state laws requires that motorists maintain at least the following minimum coverage: $10,000 personal injury protection. (PIP) $10,000 property damage liability (PDL) $20,000 bodily injury liability (BIL) per accident if the policyholder has been involved in a crash, or has been convicted of a certain offense. Keep in mind that the Florida car insurance requirements do not include compensation for the insured's vehicle in case of an at-fault accident. Personal Injury Protection (PIP) Compensates a loss due to injury regardless of fault. Applies to bodily injury to the insured, relatives residing in the same household and passengers who are not required to have PIP. Protects the policyholder if he or she is injured as a pedestrian or bicyclist as long as the injury is caused by an accident with an automobile Bodily Injury Liability (BIL) Pays for serious and permanent injury or death to others when the insured driver causes a crash involving the insured automobile. Pays for other parties' injuries up to the limits of the policy and provides legal representation in the case of a lawsuit Pays for injuries caused by policyholders or family members residing in their household May provide coverage for others who drive the policyholders's vehicle with permission Property Damage Liability (PDL) Pays for damages that policyholders or members of their family residing in the same household caused to other people's property in an automobile accident OnlineAutoInsurance.com provides articles on how to compare Florida auto insurance rates from multiple companies with one simple process. For more information on Florida's Insurance Laws, visit the Florida Department of Insurance. 

News Source :  www.onlineautoinsurance.com

Customer Reviews for GEICO Car Insurance

Customer Reviews for GEICO Car Insurance

How to Get a Free Car Insurance Quote in 15 Minutes or Less Maybe you've heard something about saving 15% or more on your car insurance. Maybe you're charmed with an eloquent little Gecko®. No matter how you found us, you're in the right place to get a fast, free, and accurate auto insurance quote online. Just answer some simple questions about: Yourself Other drivers Your car We will then ask you questions about possible auto insurance discounts you may qualify for that would reduce your insurance costs. In 15 minutes or less you'll have a personalized car insurance quote. If you like what you see, you can purchase immediately and start enjoying GEICO's top-notch coverage. Need help choosing the right car insurance? That's where we come in. Car insurance isn't the simplest thing to understand. Between legal requirements, optional coverage, deductible choices, and different coverage levels, it's not always easy to figure out how to choose the best auto insurance policy. Do you need full coverage or liability only? What does this mean? If your car is new, leased or purchased with a loan, you'll probably need "full coverage." In case of an accident, these coverages will help protect your car and the other driver up to the limits shown on your policy. At a minimum, full coverage includes: The standard liability protection Both collision and comprehensive coverage Unless a third party requires full coverage (standard in many loans and leases), you can choose to carry "liability only," which typically only protects the other driver and their vehicle in case you are found at-fault for an accident. It's a good idea to make sure you could afford to replace your car out-of-pocket when considering this option. Take a look at all of the auto insurance coverage options available from GEICO and how each one protects you. Still deciding on what car insurance you need? We understand that you want the best deal and the most accurate car insurance rates. That's why GEICO will store your quote for 90 days so you won't have to start over. At GEICO, we're confident that you'll receive excellent service and affordable car insurance prices. GEICO agents are always available to help you find the right protection and give you peace of mind. Take note of your auto insurance quote reference number that will appear on the top right when you save your quote then connect with a real person. GEICO's teams of professionally trained agents are available 24 hours a day online and by phone at 1-800-947-2886 (AUTO). Once you purchase your auto insurance policy, you can sign up for instant, round-the-clock access to your policy. Are you ready to save on your auto insurance? Go ahead, get a car insurance quote. You've got nothing to lose, and a lot to save! Customer Reviews Average Customer Rating: Our customers give GEICO Auto Insurance a 4.6 / 5. Did We Mention Discounts? Want to save even more? You're in luck: GEICO has many car insurance discounts that can further lower your auto insurance costs. Discounts can include these options: Vehicle Equipment Driving History & Habits Driver's Education Driver Affiliations Customer Loyalty Plus, if you belong to one of the many business or professional organizations that partner with GEICO, you could qualify for even more discounts on your auto insurance.

News Source: reviews.geico.com